Senior Care: Tips for an Elder Orphan

Aging without Family or a Spouse

Most care giving research assumes that you’ll have a family to take care of you. Twenty-two percent of people 65 and over are either an Elder Orphan or at risk of becoming one. Twelve percent of women in the 80-84 age bracket in 2010 were childless.  This is projected to increase to 16% by 2030.


Establish a Support Network

·        Become involved in communities before you need help.

·        Identify opportunities to connect in your community:  weekly worship services, joining a senior center, participation in senior events.

·        Identify areas where you can share skills to help each other: driving, reading, managing finances, exercise, etc. Volunteer while you are still capable.

·        Relocate to a home environment that provides the support network you desire

·        Include both friends (people who share a common situation and can monitor each other’s well-being) and professionals in your safety net.


Create Financial Safeguards

·        Prepare a Financial Power of Attorney (POA) to handle money matters when you are no longer able to do so.

·        Create an Estate Plan, enabling trusted individuals to retain POA (defines disposition of property).

·        Establish a revocable trust.  If you become unable to manage affairs, the successor trustee can step in and take over.

·       Identify (for future) or secure a “Daily Money Manager” to pay bills, balance the checkbook, organizes tax papers and help with medical claims.


Establish Personal Safeguards

·        Prepare a Health Care Power of Attorney to make medical decisions for you.

·        Prepare a Living Will which defines medical desired intervention decisions.

·        Retain identification on your person reflecting prescriptions used, physician name and contact information.


Our culture values independence. It is wise to become more interdependent as you age.


Senior Circle can help identify solutions that will provide comfort and security during the aging processes.